Loans

 

Our Mission is Empower you

The way we look at it, the reason we go to work every day is to help you reach your dreams. It makes our work meaningful and gives you your own financial booster club! When it’s time to purchase, build, or remodel your home, or plan for your financial future, you will find the help you need right here.


One of our personal bankers will help you select the loan that’s just right for your needs. For your convenience, most of our loan applications are approved and processed within 24 hours. Plus, if you use Auto Debit to automatically withdraw your loan payments from a State Bank savings or checking account, we’ll reduce your loan rate by 1/4%.


Payment Protection Plan

Loans can be insured to take care of monthly payments if disabled, or to pay off a balance in the event of death.

Home Equity Loans

Thinking about remodeling your home? Consolidating your debt? Consider using the equity in your home to make this an easy decision. You have the option to choose a home equity loan or a home equity line of credit. And we will help you make that decision.

Lot Loans

Borrow money to purchase vacant land.

Other Types of Loans

You name it, we have a loan to help you buy it: Mobile and manufactured homes, home improvements, loans secured by stock, unsecured loans, certificate of deposit loans and loans for motorized vehicles including cars, trucks, vans, boats, tractors, motorcycles, snowmobiles and ATVs.

Mobile and Manufactured Homes

You can apply for a loan on a new or used home.

Boats, Recreational Vehicles, Garden Tractors, Motorcycles, Snowmobiles, ATV and PWC
Autos, Trucks and Vans

You can apply for a loan on a new or used vehicle.

Home Improvement

Monthly payments to fit your budget.

Loans Secured By Stock

We offer three tiers of interest based on the amount of your loan.

Bank on us, your way

What suits you best today – online or face to face, mobile app or personal call? You choose…

Contactless payments

All Matrix Global Bank cards support Contactless payments of £30 or less. Just tap on the reader at the till and you’re done.
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Text and email alerts

We’ll help you stay in control of your money with text and email alerts that tell you what your balance is.
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Magic Money Machines

Count coins in a flash with our free Magic Money Machines. There’s one in every store. And if your child can guess how much their coins are worth, they could win a prize.